Insurance Scheduling & Claims Appraisals
Scheduling values for coverage, and loss valuations for damage, theft, and total-loss claims.
Insurance Scheduling & Claims work has its own rules
Scheduling an item before a loss and valuing it after are different assignments under different value standards. Both are routine here, including replacement cost work carried out with CBIZ Valuation Group.
Every report prepared for this purpose states its intended use and intended user explicitly, applies the value standard that purpose requires, and is signed by the appraiser who performed the work. That is not a courtesy — it is what makes the report usable by the party who has to accept it.
What needs to be valued?
Need a insurance and claims appraisal?
Tell us the asset and the deadline. You get a fixed written quote, usually the same day.
What the work actually looks like
Real assignments, client details removed — what each engagement actually turned on, rather than how it felt.
A house, a workshop of machine tools, a forty-year firearms collection and a stake in the family company — four disciplines that three appraisers had only partly covered. One engagement, one effective date, one set of assumptions.
A donation the regulations would have aggregated past the appraisal threshold, which the donor had assessed item by item. One qualified appraisal covering the group, itemized, signed inside the window the regulations allow.
An opposing report whose number was not obviously wrong — which is what made it dangerous. It failed on its own certification, and was answered section by section with an independent valuation to the correct definition of value.