Insurers & Adjusters
Replacement cost, diminished value, and loss analysis that holds up.
Qualification summary
Independent, standards-based valuation for insurance claims, coverage disputes, and diminished-value matters — including replacement cost work carried out with CBIZ Valuation Group.
Relevant experience
- Replacement cost, fair market value, and diminished-value analysis
- Appraisal review and rebuttal for insurers, adjusters, attorneys, and policyholders
- Independent valuation consulting for coverage disputes and claim resolution
- Real property, personal property, and machinery & equipment loss valuation
Methodology & standards
All work is performed in conformity with the Uniform Standards of Professional Appraisal Practice. Scope of work, intended use, and value premise are defined at engagement and disclosed in the resulting report. As an AQB Certified USPAP Instructor, Mr. Johnson brings instructor-level command of the standards — not just practitioner-level familiarity — to every assignment, and evaluates the standards compliance of other appraisers' work with that same command when retained to do so.
Availability
Available for claim consultation and coordination with insurers, adjusters, attorneys, and policyholders.
Credentials
- Testimony experience — Maricopa County courts and California courts
- AQB Certified USPAP Instructor
- Arizona Certified Appraiser Instructor
- Certified Residential Real Estate Appraiser
- Certified Supervisor Trainer
- FHA / HUD Approved Appraiser since 2006
- VA Panel Appraiser
- Former Vice President, Appraisal Management Company (31 states)
- Published author & national instructor
Full statement of capability →
Other audiences
Ready for a number you can defend?
Tell us what you have and what it's for. You get a fixed written quote — never an hourly meter, never a sales call.
What the work actually looks like
Real assignments, client details removed — what each engagement actually turned on, rather than how it felt.
A house, a workshop of machine tools, a forty-year firearms collection and a stake in the family company — four disciplines that three appraisers had only partly covered. One engagement, one effective date, one set of assumptions.
A donation the regulations would have aggregated past the appraisal threshold, which the donor had assessed item by item. One qualified appraisal covering the group, itemized, signed inside the window the regulations allow.
An opposing report whose number was not obviously wrong — which is what made it dangerous. It failed on its own certification, and was answered section by section with an independent valuation to the correct definition of value.