Business Asset & Lending Appraisals
Equipment, vehicle and inventory valuations for internal decisions, financing, insurance placement, and asset management.
Business Asset & Lending work has its own rules
The largest single group of assignments here after charitable donation. A business needs a defensible number for a lender, an insurer, a partner, or its own balance sheet — and needs it without the cost and delay of a full business valuation. The value premise is the whole question: an asset valued in continued use is a different number from the same asset valued for sale, and stating which one applies is what makes the report usable.
Every report prepared for this purpose states its intended use and intended user explicitly, applies the value standard that purpose requires, and is signed by the appraiser who performed the work. That is not a courtesy — it is what makes the report usable by the party who has to accept it.
What needs to be valued?
Need a business and lending appraisal?
Tell us the asset and the deadline. You get a fixed written quote, usually the same day.
What the work actually looks like
Real assignments, client details removed — what each engagement actually turned on, rather than how it felt.
A house, a workshop of machine tools, a forty-year firearms collection and a stake in the family company — four disciplines that three appraisers had only partly covered. One engagement, one effective date, one set of assumptions.
A donation the regulations would have aggregated past the appraisal threshold, which the donor had assessed item by item. One qualified appraisal covering the group, itemized, signed inside the window the regulations allow.
An opposing report whose number was not obviously wrong — which is what made it dangerous. It failed on its own certification, and was answered section by section with an independent valuation to the correct definition of value.