Banks & Lenders
Collateral valuation from someone who has sat on the review side.
Qualification summary
7,000+ completed valuation assignments and 2,500+ appraisal reviews, including quality-control and compliance review. Direct experience with lender compliance, underwriting review, and collateral-risk assessment from an AMC operations perspective.
Relevant experience
- Residential appraisal including FHA, VA, and conventional loan assignments
- Collateral valuation for underwriting, portfolio review, and REO/workout matters
- Complex residential assignments and highest and best use analysis
- Appraisal review and quality-control support
Methodology & standards
All work is performed in conformity with the Uniform Standards of Professional Appraisal Practice. Scope of work, intended use, and value premise are defined at engagement and disclosed in the resulting report. As an AQB Certified USPAP Instructor, Mr. Johnson brings instructor-level command of the standards — not just practitioner-level familiarity — to every assignment, and evaluates the standards compliance of other appraisers' work with that same command when retained to do so.
Availability
Reports are built to meet lender and secondary-market guidelines. Available for panel onboarding, assignment coverage, and review engagements.
Credentials
- Testimony experience — Maricopa County courts and California courts
- AQB Certified USPAP Instructor
- Arizona Certified Appraiser Instructor
- Certified Residential Real Estate Appraiser
- Certified Supervisor Trainer
- FHA / HUD Approved Appraiser since 2006
- VA Panel Appraiser
- Former Vice President, Appraisal Management Company (31 states)
- Published author & national instructor
Full statement of capability →
In depth for this audience
Other audiences
Ready for a number you can defend?
Tell us what you have and what it's for. You get a fixed written quote — never an hourly meter, never a sales call.
What the work actually looks like
Real assignments, client details removed — what each engagement actually turned on, rather than how it felt.
A house, a workshop of machine tools, a forty-year firearms collection and a stake in the family company — four disciplines that three appraisers had only partly covered. One engagement, one effective date, one set of assumptions.
A donation the regulations would have aggregated past the appraisal threshold, which the donor had assessed item by item. One qualified appraisal covering the group, itemized, signed inside the window the regulations allow.
An opposing report whose number was not obviously wrong — which is what made it dangerous. It failed on its own certification, and was answered section by section with an independent valuation to the correct definition of value.