/* ─────────────────────────────────────────────────────────────────────
   Type: Lora (SIL OFL 1.1) self-hosted, subset to Latin, variable weight.
   Self-hosted rather than CDN-loaded so the site has zero third-party
   requests, works behind a strict CSP, and does not depend on Google's
   uptime. Body copy uses the platform UI sans, which renders natively and
   costs nothing to download.
   ──────────────────────────────────────────────────────────────────── */
@font-face{font-family:"Lora";font-style:normal;font-weight:400 700;font-display:swap;
  src:url("/assets/fonts/lora-latin.75584d207f.woff2") format("woff2")}
@font-face{font-family:"Lora";font-style:italic;font-weight:400 700;font-display:swap;
  src:url("/assets/fonts/lora-latin-italic.b4eea8de63.woff2") format("woff2")}

:root{
  --navy:#0B1F3A; --navy-d:#061223; --navy-l:#16304F; --navy-x:#1E3C61;
  --navy-t:#0B1F3A;         /* navy used as INK (see dark mode) */
  --gold:#C9A227; --gold-l:#E8CE72; --gold-d:#8F6F10;
  --green:#4C8B2B; --green-l:#6FA83F; --green-d:#356320;
  --green-ui:#427826;       /* green that carries white text — AA at 5.3:1 */
  --ink:#0C1218;            /* headings */
  --body:#2A323C;           /* body copy — darkened for contrast */
  --mute:#5B6673;           /* secondary */
  --line:#DCE3EC; --line-d:#C3CEDB;
  --bg:#FFFFFF; --bg2:#F5F8FC; --bg3:#E9EFF6;
  --card:#FFFFFF; --card2:#FAFCFE;
  --wrap:1200px; --r:14px;
  --serif:"Lora",ui-serif,"Iowan Old Style","Palatino Linotype",Palatino,"Book Antiqua",Georgia,Cambria,serif;
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI Variable Text","Segoe UI",Inter,Roboto,"Helvetica Neue",Arial,sans-serif;
  --mono:ui-monospace,SFMono-Regular,"SF Mono",Menlo,Consolas,"Liberation Mono",monospace;
  --sh:0 2px 4px rgba(11,31,58,.04),0 12px 28px -12px rgba(11,31,58,.16);
  --sh-lg:0 30px 64px -22px rgba(4,14,30,.5);
  --focus:#1E6FD9;
  --ease:cubic-bezier(.22,.61,.36,1);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--sans);font-size:17.5px;line-height:1.68;color:var(--body);background:var(--bg);
  -webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;text-rendering:optimizeLegibility;
  font-variant-numeric:normal;overflow-x:hidden}
img,svg{max-width:100%;display:block}
a{color:var(--navy-t);text-decoration:none}
a:hover{color:var(--green-d)}
strong{font-weight:700;color:var(--ink)}
::selection{background:rgba(201,162,39,.28);color:var(--ink)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 26px}
.narrow{max-width:840px}

/* headings — serif display face, optical sizing, balanced wraps */
h1,h2,h3,legend,.amt,.est-num,.stat b{font-family:var(--serif);font-feature-settings:"kern" 1,"liga" 1,"clig" 1}
h1,h2,h3{color:var(--ink);line-height:1.14;margin:0 0 .5em;letter-spacing:-.014em;
  font-weight:640;text-wrap:balance;-webkit-hyphens:none;hyphens:none}
h1{font-size:clamp(34px,4.9vw,57px);letter-spacing:-.022em;line-height:1.07}
h2{font-size:clamp(26px,3.3vw,38px);letter-spacing:-.018em;line-height:1.13}
h3{font-size:21.5px;letter-spacing:-.008em;font-weight:620;line-height:1.28}
h4{font-family:var(--sans);font-size:12.5px;letter-spacing:.15em;text-transform:uppercase;color:var(--green-d);font-weight:800;margin:0 0 10px}
p{margin:0 0 1.05em;text-wrap:pretty}
.lead{font-size:20px;color:var(--body);line-height:1.6;text-wrap:pretty}

/* ── accessibility: skip link + visible focus ─────────── */
.skip{position:absolute;left:-9999px;top:0;z-index:200;background:var(--navy);color:#fff;
  padding:14px 22px;border-radius:0 0 10px 0;font-weight:700;font-size:15.5px}
.skip:focus{left:0;color:#fff}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:4px}
.btn:focus-visible,.est-c:focus-visible{outline-offset:3px}
a:focus-visible{outline-color:var(--focus)}
[tabindex="-1"]:focus{outline:0}

/* ── reading progress ─────────────────────────────────── */
.rpwrap{position:fixed;left:0;right:0;top:0;height:3px;z-index:120;pointer-events:none;background:transparent}
#rp{height:100%;transform-origin:0 50%;transform:scaleX(0);
  background:linear-gradient(90deg,var(--gold),var(--green-l));will-change:transform}

/* ── scroll reveal ────────────────────────────────────── */
.rv{opacity:0;transform:translateY(16px);transition:opacity .62s var(--ease),transform .62s var(--ease)}
.rv.in{opacity:1;transform:none}
.eyebrow{font-size:12.5px;letter-spacing:.19em;text-transform:uppercase;color:var(--gold-d);font-weight:800;margin-bottom:15px}
.sec{padding:88px 0}
.sec.tight{padding:58px 0}
.sec.alt{background:var(--bg2)}
.sec.navy{background:var(--navy);color:#D3DEEB}
.sec.navy h2,.sec.navy h3{color:#fff}
.sec.navy .eyebrow{color:var(--gold-l)}
.sec.navy .lead{color:#BCCBDC}
.center{text-align:center}
.center>p,.center>.lead{margin-left:auto;margin-right:auto;max-width:690px}

/* ── header ─────────────────────────────────────────── */
.hdr{position:sticky;top:0;z-index:90;background:color-mix(in srgb,var(--bg) 94%,transparent);background:rgba(255,255,255,.94);
  backdrop-filter:saturate(180%) blur(16px);-webkit-backdrop-filter:saturate(180%) blur(16px);
  border-bottom:1px solid var(--line);transition:box-shadow .25s var(--ease),border-color .25s}
.hdr.down{box-shadow:0 10px 30px -18px rgba(6,18,35,.45);border-bottom-color:transparent}
.hdr .in{display:flex;align-items:center;gap:20px;height:80px;max-width:1340px}
/* The header row carries more than the content column does (logo + 7 links +
   CTA + search), so it is allowed to run wider than --wrap. */
.logo{flex:0 0 auto;display:block}
.logo img{height:46px;width:auto;max-width:none}
.nav{display:flex;gap:20px;margin-left:auto;align-items:center;flex:0 0 auto}
.nav a{font-size:15px;font-weight:650;color:var(--navy-t);white-space:nowrap}
.nav a:hover{color:var(--green-d)}
.burger{display:none;margin-left:auto;background:0;border:0;font-size:27px;color:var(--navy-t);cursor:pointer;line-height:1}
.btn{display:inline-block;background:var(--green-ui);color:#fff!important;padding:13px 27px;border-radius:9px;font-weight:720;font-size:16px;border:0;cursor:pointer;transition:.16s;text-align:center;line-height:1.3}
.btn:hover{background:var(--green-d);color:#fff!important;transform:translateY(-1px);box-shadow:0 8px 20px -8px rgba(53,99,32,.7)}
.btn.gold{background:var(--gold);color:var(--navy)!important}
.btn.gold:hover{background:var(--gold-l);color:var(--navy)!important;box-shadow:0 8px 20px -8px rgba(201,162,39,.8)}
.btn.ghost{background:transparent;border:1.6px solid rgba(255,255,255,.55);color:#fff!important}
.btn.ghost:hover{background:rgba(255,255,255,.13);border-color:#fff;box-shadow:none}
.btn.out{background:#fff;border:1.6px solid var(--line-d);color:var(--navy-t)!important}
.btn.out:hover{border-color:var(--navy-t);background:#fff;color:var(--navy-t)!important}
.btn.lg{padding:17px 38px;font-size:17.5px}
.nav .btn{font-size:14.5px;padding:11px 22px}

/* ── hero ───────────────────────────────────────────── */
.hero{background:linear-gradient(155deg,var(--navy-d) 0%,var(--navy) 44%,var(--navy-x) 100%);color:#C6D3E3;padding:84px 0 92px;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;inset:auto 0 0 0;height:5px;background:linear-gradient(90deg,var(--gold-d),var(--gold-l) 42%,var(--green) 100%);z-index:3}
.hero .glow{position:absolute;width:820px;height:820px;right:-280px;top:-340px;border-radius:50%;background:radial-gradient(circle,rgba(201,162,39,.15),transparent 64%);pointer-events:none}
.hero .glow2{position:absolute;width:620px;height:620px;left:-260px;bottom:-320px;border-radius:50%;background:radial-gradient(circle,rgba(76,139,43,.17),transparent 66%);pointer-events:none}
/* Named areas rather than source order, so mobile can put the quote card
   directly under the headline instead of behind five lines of prose and six
   credential chips. On a 390px screen the card was starting ~830px down —
   below the fold — which is the wrong place for the only conversion widget
   on the page. */
.hero .in{position:relative;z-index:2;display:grid;grid-template-columns:1.06fr .94fr;
  grid-template-areas:"head sel" "body sel";column-gap:56px;row-gap:0;align-content:center}
.hero-head{grid-area:head}
.hero-body{grid-area:body}
.hero .sel{grid-area:sel;align-self:center}
.hero h1{color:#fff;margin-bottom:20px}
.hero h1 em{font-style:normal;color:var(--gold-l)}
.hero .lead{color:#B3C4D8;max-width:580px}
.chips{display:flex;flex-wrap:wrap;gap:9px;margin-top:26px}
.chip{font-size:12.5px;font-weight:680;letter-spacing:.02em;padding:7px 14px;border-radius:40px;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.20);color:#DDE7F2}
.chip.g{background:rgba(76,139,43,.22);border-color:rgba(111,168,63,.5);color:#CFE6BC}

/* selector */
.sel{background:#fff;border-radius:18px;padding:32px 32px 28px;box-shadow:var(--sh-lg)}
.sel h3{font-size:21px;margin-bottom:4px}
.sel .sub{font-size:14.5px;color:var(--mute);margin-bottom:18px}
.sel label{display:block;font-size:12px;letter-spacing:.12em;text-transform:uppercase;font-weight:800;color:var(--green-d);margin:16px 0 7px}
.sel select{width:100%;padding:14px 15px;border:1.6px solid var(--line-d);border-radius:9px;font-size:16px;font-family:inherit;color:var(--ink);background:#fff;appearance:none;font-weight:560;
 background-image:url("data:image/svg+xml;charset=utf8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230B1F3A' stroke-width='2.5'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
 background-repeat:no-repeat;background-position:right 13px center;background-size:19px}
.sel select:focus{outline:0;border-color:var(--green);box-shadow:0 0 0 3px rgba(76,139,43,.14)}
.sel .btn{width:100%;margin-top:22px}
.sel .fine{font-size:12.5px;color:var(--mute);text-align:center;margin:12px 0 0}

/* ── stat bar ───────────────────────────────────────── */
.stats{background:var(--navy-d);border-top:1px solid rgba(255,255,255,.09)}
.stats .in{display:grid;grid-template-columns:repeat(5,1fr);gap:8px;padding:34px 0}
.stat{text-align:center;padding:0 8px;border-right:1px solid rgba(255,255,255,.11)}
.stat:last-child{border-right:0}
.stat b{display:block;font-size:31px;font-weight:780;color:var(--gold-l);letter-spacing:-.03em;line-height:1.1}
.stat span{font-size:12.5px;letter-spacing:.07em;text-transform:uppercase;color:#93A7BE;font-weight:640}

/* ── grids / cards ──────────────────────────────────── */
.grid{display:grid;gap:24px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}

.svc{display:block;background:var(--card);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;position:relative;
  transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s}
.svc:hover{border-color:var(--line-d);box-shadow:var(--sh);transform:translateY(-4px)}
.svc:after{content:"";position:absolute;inset:0;border-radius:var(--r);pointer-events:none;opacity:0;transition:opacity .3s;
  box-shadow:inset 0 1px 0 rgba(255,255,255,.6),inset 0 0 0 1px rgba(201,162,39,.35)}
.svc:hover:after{opacity:1}
.svc:hover .art svg{transform:scale(1.045)}
.svc .art svg{transition:transform .55s var(--ease)}
.svc:hover .more{color:var(--green)}
.svc .more:after{content:"";display:inline-block;width:0;transition:width .25s var(--ease)}
.svc:hover .more:after{width:5px}
.svc .art{height:150px;background:linear-gradient(150deg,var(--navy) 0%,var(--navy-x) 100%);position:relative;overflow:hidden}
.svc .art svg{position:absolute;inset:0;width:100%;height:100%}
.svc .bd{padding:24px 26px 28px}
.svc h3{margin-bottom:8px;color:var(--navy-t)}
.svc p{font-size:15.5px;margin-bottom:14px;color:var(--body)}
.svc .meta{display:flex;justify-content:space-between;align-items:center;gap:10px;flex-wrap:wrap}
.svc .from{font-size:13.5px;color:var(--mute);font-weight:680}
.svc .more{font-size:14.5px;font-weight:740;color:var(--green-d)}
.scope-tag{position:absolute;top:12px;left:12px;z-index:2;font-size:11px;letter-spacing:.08em;text-transform:uppercase;font-weight:800;padding:5px 11px;border-radius:30px;background:rgba(255,255,255,.94);color:var(--navy)}
.scope-tag.w{background:var(--green-ui);color:#fff}

/* scope banner */
.scope{display:flex;gap:16px;align-items:flex-start;background:var(--bg2);border:1px solid var(--line);border-left:4px solid var(--green);border-radius:0 12px 12px 0;padding:20px 24px;margin:26px 0}
.scope .ic{flex:0 0 auto;width:34px;height:34px;border-radius:8px;background:var(--green-ui);display:grid;place-items:center;margin-top:2px}
.scope .ic svg{width:19px;height:19px;stroke:#fff;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.scope b{display:block;font-size:13px;letter-spacing:.1em;text-transform:uppercase;color:var(--green-d);margin-bottom:5px}
.scope p{margin:0;font-size:16px}
.scope.az{border-left-color:var(--gold)}
.scope.az .ic{background:var(--gold)}
.scope.az b{color:var(--gold-d)}

/* process */
.proc{counter-reset:s;display:grid;gap:2px}
.pstep{display:grid;grid-template-columns:64px 1fr;gap:20px;align-items:start;padding:20px 0;border-bottom:1px solid var(--line)}
.pstep:last-child{border-bottom:0}
.pstep .n{width:46px;height:46px;border-radius:50%;background:var(--bg3);color:var(--navy-t);font-weight:790;font-size:17px;display:grid;place-items:center;border:1.5px solid var(--line-d)}
.pstep h3{font-size:18.5px;margin-bottom:3px}
.pstep p{margin:0;font-size:16px;color:var(--body)}

/* lists */
.ticks{list-style:none;padding:0;margin:0}
.ticks li{position:relative;padding-left:31px;margin:11px 0;font-size:16.5px}
.ticks li:before{content:"";position:absolute;left:1px;top:9px;width:15px;height:8px;border-left:2.6px solid var(--green);border-bottom:2.6px solid var(--green);transform:rotate(-45deg)}
.sec.navy .ticks li{color:#CBD8E7}
.pills{display:flex;flex-wrap:wrap;gap:9px;margin:16px 0 0;padding:0;list-style:none}
.pills li a,.pills li span{display:block;font-size:14.5px;padding:9px 17px;border-radius:40px;background:var(--bg3);color:var(--navy-t);font-weight:640}
.pills li a:hover{background:var(--navy);color:#fff}

/* price table */
.ptab td,.ptab th,.stat b,.amt,.est-num,.prog{font-variant-numeric:tabular-nums lining-nums}
.ptab{width:100%;border-collapse:collapse;margin:18px 0;font-size:16px;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.ptab th{background:var(--navy);color:#fff;text-align:left;padding:13px 18px;font-size:13px;letter-spacing:.09em;text-transform:uppercase;font-weight:720}
.ptab td{padding:13px 18px;border-top:1px solid var(--line)}
.ptab td:last-child{text-align:right;font-weight:720;color:var(--navy-t);white-space:nowrap}
.ptab tr:nth-child(even) td{background:#FAFCFE}

.pcard{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px 24px;text-align:center;transition:.18s}
.pcard:hover{border-color:var(--line-d);box-shadow:var(--sh)}
.pcard .amt{font-size:33px;font-weight:790;color:var(--navy-t);letter-spacing:-.035em;line-height:1.15}
.pcard .amt small{display:block;font-size:13.5px;font-weight:640;color:var(--mute);letter-spacing:0;margin-top:5px}
.pcard h3{font-size:17.5px;margin-bottom:12px}

/* faq */
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:23px 46px 23px 0;font-weight:720;font-size:18px;color:var(--navy-t);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:hover{color:var(--green-d)}
.faq summary:after{content:"+";position:absolute;right:8px;top:19px;font-size:27px;font-weight:300;color:var(--gold-d);transition:.22s}
.faq details[open] summary:after{transform:rotate(45deg)}
.faq .a{padding:0 46px 25px 0;font-size:16.5px}
.faq .a p:last-child{margin-bottom:0}

/* band */
.band{background:linear-gradient(125deg,var(--navy-d),var(--navy) 68%);color:#fff;border-radius:18px;padding:54px 48px;display:flex;align-items:center;gap:40px;flex-wrap:wrap;position:relative;overflow:hidden}
.band:after{content:"";position:absolute;right:-130px;bottom:-180px;width:470px;height:470px;border-radius:50%;background:radial-gradient(circle,rgba(76,139,43,.3),transparent 65%)}
.band .t{flex:1 1 430px;position:relative;z-index:2}
.band h2{color:#fff;margin-bottom:8px;font-size:clamp(24px,3vw,33px)}
.band p{color:#B3C4D8;margin:0;font-size:17px}
.band .acts{display:flex;gap:13px;flex-wrap:wrap;position:relative;z-index:2}

/* page hero */
.phero{background:linear-gradient(148deg,var(--navy-d),var(--navy) 76%);color:#B3C4D8;padding:52px 0 64px;position:relative;overflow:hidden}
.phero:after{content:"";position:absolute;inset:auto 0 0 0;height:4px;background:linear-gradient(90deg,var(--gold-d),var(--gold-l) 48%,var(--green))}
.phero .bgart{position:absolute;right:-40px;top:0;bottom:0;width:44%;opacity:.5;pointer-events:none}
.phero .bgart svg{width:100%;height:100%}
.phero .in{position:relative;z-index:2;max-width:760px}
.phero h1{color:#fff;font-size:clamp(31px,4.3vw,50px)}
.phero .lead{color:#B3C4D8}
.crumb{font-size:13.5px;color:#7C92AC;margin-bottom:14px}
.crumb a{color:#7C92AC}
.crumb a:hover{color:var(--gold-l)}
.phero .acts{display:flex;gap:13px;flex-wrap:wrap;margin-top:26px}

/* about */
.abt{display:grid;grid-template-columns:330px 1fr;gap:48px;align-items:start}
.shot{border-radius:16px;overflow:hidden;box-shadow:var(--sh);border:1px solid var(--line)}
/* height:auto is load-bearing. The <img> carries width/height attributes for
   layout stability; without height:auto the height attribute survives as a
   presentational hint, CSS width:100% overrides only the width, and the photo
   renders at the wrong aspect ratio. */
.shot img{display:block;width:100%;height:auto}
.shotcap{padding:16px 18px;background:var(--navy);color:#fff}
.shotcap b{display:block;font-size:18px;font-weight:740}
.shotcap span{font-size:13px;color:var(--gold-l);letter-spacing:.07em;text-transform:uppercase;font-weight:660}

/* form */
.fwrap{max-width:780px;margin:0 auto}
.fcard{background:#fff;border:1px solid var(--line);border-radius:16px;padding:38px 40px;box-shadow:var(--sh)}
.prog{display:flex;gap:8px;margin-bottom:30px}
.prog i{flex:1;height:5px;border-radius:3px;background:var(--bg3);transition:.3s}
.prog i.on{background:var(--green)}
fieldset{border:0;padding:0;margin:0}
legend{font-size:23px;font-weight:770;color:var(--ink);margin-bottom:6px;letter-spacing:-.022em}
.fhint{font-size:15.5px;color:var(--mute);margin-bottom:22px}
.field{margin-bottom:18px}
.field label{display:block;font-size:14.5px;font-weight:680;color:var(--ink);margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;padding:13px 15px;border:1.6px solid var(--line-d);border-radius:9px;font-size:16px;font-family:inherit;color:var(--ink);background:#fff}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--green);box-shadow:0 0 0 3px rgba(76,139,43,.14)}
.field textarea{min-height:106px;resize:vertical}
.opts{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}
.opt input{position:absolute;opacity:0;pointer-events:none}
.opt span{display:block;padding:15px 17px;border:1.6px solid var(--line-d);border-radius:10px;font-size:15.5px;font-weight:650;color:var(--ink);cursor:pointer;transition:.15s;background:#fff}
.opt input:checked+span{border-color:var(--green);background:#F1F8EC;color:var(--green-d);box-shadow:0 0 0 2px rgba(76,139,43,.18)}
.opt span:hover{border-color:var(--navy-x)}
/* machinery & equipment sits under personal property in the discipline tree.
   It keeps its own tappable option, but is visibly a child rather than a peer. */
.opt-child span{border-left-width:4px;border-left-color:var(--green-l,#B9DCA4)}
.optsub{display:block;font-style:normal;font-size:12.5px;font-weight:600;color:var(--mute);
        letter-spacing:.01em;margin-top:3px}
.opt input:checked+span .optsub{color:var(--green-d)}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.facts{display:flex;gap:12px;margin-top:28px;flex-wrap:wrap;align-items:center}
.lnk{background:0;border:0;font:inherit;font-weight:720;color:var(--mute);cursor:pointer;padding:13px 4px}
.lnk:hover{color:var(--navy-t)}
.hide{display:none}
.note{background:var(--bg2);border-left:3px solid var(--gold);padding:15px 20px;border-radius:0 9px 9px 0;font-size:15.5px;margin:20px 0}
.note p:last-child{margin-bottom:0}
.todo{color:#8A5F00;font-weight:750;background:#FFF6DC;padding:1px 7px;border-radius:4px;font-size:.92em}

/* capability statement */
.cap{background:#fff;border:1px solid var(--line);border-left:5px solid var(--gold);border-radius:0 14px 14px 0;padding:34px 38px;margin:26px 0;box-shadow:var(--sh)}
.cap h3{font-size:13px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-d);font-weight:800;margin-bottom:12px}
.cap p:last-child{margin-bottom:0}
.pull{border-left:4px solid var(--green);padding:6px 0 6px 24px;margin:30px 0;font-size:21px;line-height:1.5;color:var(--ink);font-weight:600;letter-spacing:-.01em}
.aud{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px 26px 28px;transition:.18s}
.aud:hover{border-color:var(--line-d);box-shadow:var(--sh);transform:translateY(-3px)}
.aud .ic{width:46px;height:46px;border-radius:11px;background:var(--navy);display:grid;place-items:center;margin-bottom:16px}
.aud .ic svg{width:23px;height:23px;stroke:var(--gold-l);fill:none;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.aud h3{font-size:19px;margin-bottom:6px;color:var(--navy-t)}
.aud p{font-size:15.5px;margin-bottom:10px}
.aud .more{font-size:14.5px;font-weight:740;color:var(--green-d)}
.subdisc{display:grid;grid-template-columns:1fr auto;gap:26px;align-items:center;background:linear-gradient(120deg,var(--navy-d),var(--navy) 72%);color:#C6D3E3;border-radius:16px;padding:34px 36px;margin:30px 0}
.subdisc h3{color:#fff;margin-bottom:6px}
.subdisc p{margin:0;color:#B3C4D8;font-size:16.5px}

/* footer */
footer.ft{background:var(--navy-d);color:#8DA2BA;padding:66px 0 30px;font-size:15px}
footer.ft h4{color:#fff;font-size:12.5px;letter-spacing:.14em;margin-bottom:15px}
footer.ft a{color:#B3C4D8;display:block;padding:4px 0;font-size:14.5px}
footer.ft a:hover{color:var(--gold-l)}
.fgrid{display:grid;grid-template-columns:1.5fr .9fr .9fr .9fr .9fr;gap:32px;padding-bottom:38px}
.fgrid{display:grid;grid-template-columns:1.42fr .82fr .82fr .82fr .82fr .82fr;gap:28px;padding-bottom:38px}
.fbot{border-top:1px solid rgba(255,255,255,.11);padding-top:24px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:13.5px;color:#6B819C}
.flogo img{height:54px;margin-bottom:16px}

.mcta{display:none;position:fixed;left:0;right:0;bottom:0;z-index:95;padding:11px 16px;background:rgba(255,255,255,.98);border-top:1px solid var(--line);backdrop-filter:blur(10px)}
.mcta .btn{width:100%}

@media(max-width:1300px){
  .nav{gap:16px}
  .nav a{font-size:14.5px}
  .logo img{height:42px}
  .nav a.opt-lnk{display:none}     /* still in the footer and on /about */
}
@media(max-width:1220px){
  .nav{gap:15px}
}
@media(max-width:1040px){
  .hero .in{grid-template-columns:1fr;grid-template-areas:"head" "sel" "body";row-gap:32px}
  .g4{grid-template-columns:repeat(2,1fr)}
  .g3{grid-template-columns:repeat(2,1fr)}
  .abt{grid-template-columns:1fr;gap:30px}
  .shot{max-width:330px}
  .stats .in{grid-template-columns:repeat(3,1fr);gap:22px 8px}
  .stat:nth-child(3){border-right:0}
  .fgrid{grid-template-columns:1fr 1fr 1fr}
  .phero .bgart{opacity:.22}
}
@media(max-width:760px){
  body{font-size:16.5px}
  body:has(.mcta){padding-bottom:68px}
  .nav{display:none}
  .nav.open{display:flex;position:absolute;top:80px;left:0;right:0;background:#fff;flex-direction:column;padding:16px 26px 24px;gap:2px;border-bottom:1px solid var(--line);box-shadow:0 20px 34px -20px rgba(11,31,58,.35)}
  .nav.open a{padding:12px 0;width:100%}
  .nav.open .btn{margin-top:10px}
  .burger{display:block}
  .sec{padding:56px 0}
  .g2,.g3,.g4{grid-template-columns:1fr}
  .opts,.frow{grid-template-columns:1fr}
  .band{padding:36px 26px}
  .fcard{padding:26px 22px}
  .fgrid{grid-template-columns:1fr;gap:26px}
  .stats .in{grid-template-columns:repeat(2,1fr)}
  .stat{border-right:0}
  .pstep{grid-template-columns:48px 1fr;gap:14px}
  .mcta{display:block}
  .phero .bgart{display:none}
}
/* ══════════════════════════════════════════════════════════════════
   COMMAND PALETTE / SITE SEARCH
   ══════════════════════════════════════════════════════════════════ */
.searchbtn{display:flex;align-items:center;gap:8px;background:var(--bg2);border:1px solid var(--line);
  border-radius:40px;padding:8px 10px 8px 13px;cursor:pointer;color:var(--mute);font:inherit;font-size:14px;
  font-weight:620;transition:.18s var(--ease);white-space:nowrap}
.searchbtn:hover{border-color:var(--line-d);background:var(--bg3);color:var(--navy-t)}
.searchbtn svg{width:16px;height:16px;stroke:currentColor;fill:none;stroke-width:2.2;stroke-linecap:round;flex:0 0 auto}
.searchbtn kbd{font-family:var(--mono);font-size:11px;background:var(--bg);border:1px solid var(--line-d);
  border-bottom-width:2px;border-radius:5px;padding:1px 6px;color:var(--mute);line-height:1.5}
kbd{font-family:var(--mono);font-size:11px;background:var(--bg2);border:1px solid var(--line-d);
  border-bottom-width:2px;border-radius:5px;padding:1px 6px;color:var(--mute)}

.pal{position:fixed;inset:0;z-index:140;display:flex;justify-content:center;align-items:flex-start;padding:9vh 18px 18px}
.pal[hidden]{display:none}
.pal-bd{position:absolute;inset:0;background:rgba(6,18,35,.55);backdrop-filter:blur(4px);animation:palfade .18s var(--ease)}
.pal-in{position:relative;width:100%;max-width:660px;background:var(--card);border:1px solid var(--line-d);
  border-radius:16px;box-shadow:0 40px 90px -26px rgba(4,14,30,.62);overflow:hidden;
  animation:palpop .2s var(--ease);display:flex;flex-direction:column;max-height:78vh}
@keyframes palfade{from{opacity:0}to{opacity:1}}
@keyframes palpop{from{opacity:0;transform:translateY(-14px) scale(.985)}to{opacity:1;transform:none}}
.pal-top{display:flex;align-items:center;gap:11px;padding:15px 16px;border-bottom:1px solid var(--line);flex:0 0 auto}
.pal-top svg{width:19px;height:19px;stroke:var(--mute);fill:none;stroke-width:2.2;stroke-linecap:round;flex:0 0 auto}
.pal-top input{flex:1;border:0;outline:0;font:inherit;font-size:17px;color:var(--ink);background:transparent;min-width:0}
.pal-top input::placeholder{color:var(--mute);opacity:.85}
.pal-top input::-webkit-search-cancel-button{display:none}
.pal-x{background:var(--bg2);border:1px solid var(--line-d);border-radius:6px;font:inherit;font-size:11.5px;
  font-weight:700;color:var(--mute);padding:4px 9px;cursor:pointer;flex:0 0 auto}
.pal-x:hover{color:var(--navy-t);border-color:var(--navy-t)}
.pal-res{list-style:none;margin:0;padding:7px;overflow-y:auto;flex:1 1 auto;overscroll-behavior:contain}
.pal-hd{font-size:11px;letter-spacing:.14em;text-transform:uppercase;font-weight:800;color:var(--mute);padding:9px 11px 6px}
.pal-msg{padding:26px 14px;text-align:center;color:var(--mute);font-size:15.5px;line-height:1.7}
.pal-msg a{font-weight:700;color:var(--green-d)}
.pal-item>a{display:block;padding:11px 13px;border-radius:9px;color:var(--ink)}
.pal-item.on>a{background:var(--bg3)}
.pal-item.on>a b{color:var(--navy-t)}
.pal-k{display:inline-block;font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;font-weight:800;
  color:var(--green-d);background:rgba(76,139,43,.10);border-radius:20px;padding:2px 9px;margin-bottom:5px}
.pal-item b{display:block;font-size:16px;font-weight:680;color:var(--ink);line-height:1.35;font-family:var(--serif)}
.pal-d{display:block;font-size:13.5px;color:var(--mute);line-height:1.5;margin-top:3px;
  overflow:hidden;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical}
.pal-res mark{background:rgba(201,162,39,.30);color:inherit;border-radius:3px;padding:0 1px;font-weight:750}
.pal-foot{display:flex;gap:18px;padding:10px 16px;border-top:1px solid var(--line);background:var(--bg2);
  font-size:12px;color:var(--mute);flex:0 0 auto;flex-wrap:wrap}
.pal-foot kbd{margin-right:3px}

/* ══════════════════════════════════════════════════════════════════
   FEE ESTIMATOR
   ══════════════════════════════════════════════════════════════════ */
.est{display:grid;grid-template-columns:1.15fr .85fr;gap:32px;align-items:start}
.est-q{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:30px 32px 34px;box-shadow:var(--sh)}
.est-q h4{margin-bottom:12px}
.est-opts{display:flex;flex-wrap:wrap;gap:9px}
.est-c{font:inherit;font-size:14.5px;font-weight:640;padding:10px 17px;border-radius:40px;cursor:pointer;
  background:var(--bg2);border:1.5px solid var(--line-d);color:var(--ink);transition:.16s var(--ease);text-align:left}
.est-c:hover{border-color:var(--navy-x);background:var(--bg3)}
.est-c.on{background:var(--green-ui);border-color:var(--green-ui);color:#fff;box-shadow:0 6px 16px -8px rgba(53,99,32,.8)}
.est-out{position:sticky;top:104px}
.est-card{background:linear-gradient(160deg,var(--navy-d),var(--navy) 72%);color:#C6D3E3;border-radius:18px;
  padding:30px 30px 26px;box-shadow:var(--sh-lg);position:relative;overflow:hidden}
.est-card:before{content:"";position:absolute;right:-90px;top:-110px;width:300px;height:300px;border-radius:50%;
  background:radial-gradient(circle,rgba(201,162,39,.20),transparent 66%);pointer-events:none}
.est-lbl{display:block;font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;font-weight:800;color:var(--gold-l)}
.est-num{font-size:clamp(30px,3.6vw,42px);font-weight:640;color:#fff;letter-spacing:-.03em;line-height:1.14;
  margin:9px 0 10px;font-variant-numeric:lining-nums}
.est-note{font-size:14.5px;color:#A9BCD2;line-height:1.55;min-height:44px}
.est-bars{margin:18px 0 4px}
.est-bar{display:flex;align-items:center;gap:11px;font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:#8DA2BA;font-weight:700}
.est-bar i{flex:1;height:7px;border-radius:5px;background:rgba(255,255,255,.13);overflow:hidden;display:block}
.est-bar b{display:block;height:100%;width:0;border-radius:5px;background:linear-gradient(90deg,var(--gold-d),var(--gold-l));
  transition:width .8s var(--ease)}
.est-inc{list-style:none;margin:16px 0 0;padding:16px 0 0;border-top:1px solid rgba(255,255,255,.13)}
.est-inc li{position:relative;padding-left:25px;margin:8px 0;font-size:14.5px;color:#BCCBDC}
.est-inc li:before{content:"";position:absolute;left:1px;top:7px;width:12px;height:6px;
  border-left:2.4px solid var(--green-l);border-bottom:2.4px solid var(--green-l);transform:rotate(-45deg)}
.est-fine{font-size:12.5px;color:#7E93AC;margin:14px 0 0;line-height:1.55}
@media(max-width:900px){
  .est{grid-template-columns:1fr;gap:22px}
  .est-out{position:static}
  .est-q{padding:24px 22px 28px}
}


/* ══════════════════════════════════════════════════════════════════
   DECISION TOOLS
   ══════════════════════════════════════════════════════════════════ */
.tool{display:grid;grid-template-columns:1.08fr .92fr;gap:34px;align-items:start}
.tool.wide{grid-template-columns:1.28fr .72fr}
.tool-in{min-width:0}
.tool-out{position:sticky;top:104px}
.tstep{margin-bottom:34px}
.tstep:last-child{margin-bottom:0}
.tstep h4{margin-bottom:14px}
.tstep h4 .u{text-decoration:underline;text-decoration-color:var(--gold);
  text-decoration-thickness:2px;text-underline-offset:3px}
.thint{font-size:15px;color:var(--mute);line-height:1.6;margin:0 0 16px}

.tcards{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.tcards.small{grid-template-columns:1fr}
.tcard{display:block;text-align:left;font:inherit;cursor:pointer;color:var(--ink);
  background:var(--card);
  border:1.6px solid var(--line-d);border-radius:12px;padding:14px 16px;
  transition:border-color .16s var(--ease),background .16s,box-shadow .16s,transform .16s}
.tcard:hover{border-color:var(--navy-x);transform:translateY(-1px)}
.tcard b{display:block;font-size:15.5px;font-weight:700;color:var(--ink);line-height:1.32}
.tcard span{display:block;font-size:13.5px;color:var(--mute);line-height:1.5;margin-top:4px}
.tcard.on{border-color:var(--green-ui);background:#F1F8EC;
  box-shadow:0 0 0 2px rgba(76,139,43,.2),0 8px 18px -10px rgba(53,99,32,.5)}
.tcard.on b{color:var(--green-d)}

.tmoney{display:flex;align-items:center;gap:2px;background:var(--card);
  border:1.6px solid var(--line-d);border-radius:11px;padding:0 16px;max-width:320px}
.tmoney>span{font-size:20px;font-weight:700;color:var(--mute);font-variant-numeric:lining-nums}
.tmoney input{flex:1;min-width:0;border:0;outline:0;background:transparent;font:inherit;
  font-size:22px;font-weight:700;color:var(--ink);padding:13px 8px;font-family:var(--serif);
  font-variant-numeric:tabular-nums lining-nums}
.tmoney:focus-within{border-color:var(--green-ui);box-shadow:0 0 0 3px rgba(76,139,43,.14)}
.tmoney.big input{font-size:27px}
.tmoney.pct{max-width:130px}
.tmoney.pct input{text-align:right}
.tquick{display:flex;gap:7px;flex-wrap:wrap;margin-top:12px}
.tq{font:inherit;font-size:13px;font-weight:650;padding:6px 13px;border-radius:30px;
  cursor:pointer;background:var(--bg2);border:1px solid var(--line-d);color:var(--mute)}
.tq:hover{border-color:var(--navy-x);color:var(--ink)}
.tdate{font:inherit;font-size:17px;font-weight:650;color:var(--ink);background:var(--card);
  border:1.6px solid var(--line-d);border-radius:11px;padding:12px 15px;max-width:260px;width:100%}
.tdate:focus{outline:0;border-color:var(--green-ui);box-shadow:0 0 0 3px rgba(76,139,43,.14)}

/* result panel */
.tres{background:linear-gradient(162deg,var(--navy-d),var(--navy) 74%);color:#C6D3E3;
  border-radius:18px;padding:28px 28px 24px;box-shadow:var(--sh-lg);position:relative;overflow:hidden}
.tres:before{content:"";position:absolute;right:-100px;top:-120px;width:320px;height:320px;
  border-radius:50%;background:radial-gradient(circle,rgba(201,162,39,.18),transparent 66%);
  pointer-events:none}
.tres-hd{position:relative;z-index:1}
.tres h3{color:#fff;font-size:23px;margin:8px 0 6px;line-height:1.22}
.tres-hd p{font-size:14.5px;color:#A9BCD2;margin:0;line-height:1.55}
/* the global `strong` rule paints --ink, which is near-black — unreadable on
   the dark result card. Every emphasis inside .tres has to be re-lit. */
.tres strong,.tres b,.tres .caveat strong,.tres em{color:#fff}
.tres .est-fine strong{color:#DDE7F2}
.needs .tres h3{color:#F2DE9C}
.tres-ft{display:flex;gap:9px;flex-wrap:wrap;margin-top:20px;position:relative;z-index:1;
  padding-top:18px;border-top:1px solid rgba(255,255,255,.13)}
.tres-ft .btn{font-size:14px;padding:10px 17px}
.tres-ft .btn.out{background:rgba(255,255,255,.07);border-color:rgba(255,255,255,.24);
  color:#DDE7F2!important}
.tres-ft .btn.out:hover{background:rgba(255,255,255,.14);border-color:#fff;color:#fff!important}

.treq{list-style:none;margin:20px 0 0;padding:0;position:relative;z-index:1}
.treq li{display:flex;gap:12px;align-items:flex-start;padding:13px 0;
  border-top:1px solid rgba(255,255,255,.11)}
.treq li>i{flex:0 0 auto;width:22px;height:22px;border-radius:50%;display:grid;
  place-items:center;font-size:11.5px;font-weight:800;font-style:normal;margin-top:2px}
.treq li.yes>i{background:rgba(140,200,95,.18);color:#9FD37A;
  box-shadow:inset 0 0 0 1.4px rgba(140,200,95,.5)}
.treq li.no>i{background:rgba(255,255,255,.07);color:#8DA2BA;
  box-shadow:inset 0 0 0 1.4px rgba(255,255,255,.18)}
.treq li.ask>i{background:rgba(201,162,39,.2);color:#E8CE72;
  box-shadow:inset 0 0 0 1.4px rgba(201,162,39,.5)}
.treq b{display:block;font-size:15.5px;font-weight:700;color:#fff;line-height:1.38}
.treq li.no b{color:#B3C4D8;font-weight:640}
.treq span{display:block;font-size:13.5px;color:#A0B4CB;line-height:1.55;margin-top:3px}
.treq .cite{display:block;font-size:11.5px;font-style:normal;color:#7E93AC;margin-top:5px;
  letter-spacing:.03em;font-family:var(--mono)}

/* caveats */
.caveat{border-radius:0 12px 12px 0;padding:18px 22px;margin:20px 0;font-size:15.5px;
  line-height:1.62;background:var(--bg2);border:1px solid var(--line);border-left:4px solid var(--mute)}
.caveat b{display:block;font-size:16px;color:var(--ink);margin-bottom:7px;font-weight:750}
.caveat p{margin:0 0 .7em}
.caveat p:last-child{margin-bottom:0}
.caveat.warn{border-left-color:var(--gold);background:#FFFBEF}
.caveat.info{border-left-color:var(--navy-x);background:var(--bg2)}
.caveat.ok{border-left-color:var(--green-ui);background:#F3F9EE}
.caveat.conflict{border-left-color:#B4402A;background:#FFF4F1}
.caveat.conflict b{color:#8A2E1D}
.caveat.slim{padding:13px 17px;font-size:14.5px;margin:14px 0 0}
.caveat.slim b{font-size:14.5px;margin-bottom:4px}
.tres .caveat{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.12);
  color:#BCCBDC;margin:18px 0 0;position:relative;z-index:1}
.tres .caveat b{color:#fff}
.tres .caveat.warn{border-left-color:var(--gold);background:rgba(201,162,39,.1)}
.tres .caveat.conflict{border-left-color:#E07A5F;background:rgba(224,122,95,.12)}
.tres .caveat.conflict b{color:#FFC4B2}
.tres .caveat.info{border-left-color:#6E93B8}

.srcs{list-style:none;padding:0;margin:18px 0 0}
.srcs li{padding:11px 0;border-top:1px solid var(--line);font-size:15.5px;line-height:1.55}
.srcs a{font-weight:700;color:var(--green-d);text-decoration:underline;
  text-decoration-color:rgba(76,139,43,.3);text-underline-offset:2px}
.srcs a:hover{text-decoration-color:var(--green-ui)}
.tdisc{font-size:13.5px;color:var(--mute);line-height:1.6;margin-top:34px;
  padding-top:18px;border-top:1px solid var(--line)}
.tnote{background:var(--bg2);border-left:3px solid var(--green-ui);padding:13px 18px;
  border-radius:0 8px 8px 0;font-size:15px;margin:18px 0}
.ptab.tiers td:last-child{text-align:right;font-weight:600;font-size:12.5px;
  color:var(--mute);font-family:var(--mono);white-space:normal;max-width:150px}
.cite{font-family:var(--mono);font-size:12px;color:var(--mute);font-style:normal;letter-spacing:.02em}

/* FEMA cost lines */
.flines{display:grid;gap:2px;margin:6px 0 0}
.fline{display:grid;grid-template-columns:1fr 148px;gap:16px;align-items:center;
  padding:12px 0;border-top:1px solid var(--line)}
.fl-t{font-size:15px;font-weight:640;color:var(--ink);line-height:1.4}
.fl-t em{display:block;font-size:13px;font-weight:400;color:var(--mute);font-style:normal;
  line-height:1.5;margin-top:3px}
.fl-m{display:flex;align-items:center;gap:3px;background:var(--card);border:1.4px solid var(--line-d);
  border-radius:9px;padding:0 11px;font-size:15px;font-weight:700;color:var(--mute)}
.fl-m input{flex:1;min-width:0;border:0;outline:0;background:transparent;font:inherit;
  font-size:16px;font-weight:700;color:var(--ink);padding:9px 4px;text-align:right;
  font-variant-numeric:tabular-nums lining-nums}
.fl-m:focus-within{border-color:var(--green-ui);box-shadow:0 0 0 3px rgba(76,139,43,.13)}
.fline.opt .fl-t{color:var(--mute)}
.fdet{border:1px solid var(--line);border-radius:12px;padding:0 20px;margin-top:16px;
  background:var(--bg2)}
.fdet summary{cursor:pointer;list-style:none;padding:16px 0;font-weight:700;font-size:15.5px;
  color:var(--navy-t);position:relative;padding-right:30px}
.fdet summary::-webkit-details-marker{display:none}
.fdet summary em{font-style:normal;font-weight:400;color:var(--mute)}
.fdet summary:after{content:"+";position:absolute;right:2px;top:12px;font-size:23px;
  font-weight:300;color:var(--gold-d);transition:.22s}
.fdet[open] summary:after{transform:rotate(45deg)}
.fdet[open]{padding-bottom:20px}
.fswitch{display:flex;gap:11px;align-items:center;margin-top:18px;font-size:15px;
  font-weight:640;color:var(--ink);cursor:pointer}
.fswitch input{width:19px;height:19px;accent-color:var(--green-ui);flex:0 0 auto}
.frow{display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:end;margin-bottom:16px}
.frow label,.fbasis label{display:block;font-size:13px;letter-spacing:.1em;text-transform:uppercase;
  font-weight:800;color:var(--green-d);margin-bottom:7px}
.frow select,.fbasis select,#flook,#fbasis{width:100%;padding:12px 14px;border:1.6px solid var(--line-d);
  border-radius:10px;font-size:15.5px;font-family:inherit;font-weight:600;color:var(--ink);
  background:var(--card);appearance:none;
  background-image:url("data:image/svg+xml;charset=utf8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230B1F3A' stroke-width='2.5'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 12px center;background-size:18px}
.fbasis{margin-top:18px;max-width:420px}
#fpriorwrap{margin-top:14px}
#fpriorwrap label{display:block;font-size:13px;letter-spacing:.1em;text-transform:uppercase;
  font-weight:800;color:var(--green-d);margin-bottom:7px}

/* gauge */
.gauge{margin:18px 0 10px;position:relative;z-index:1}
.gauge-track{position:relative;height:13px;border-radius:8px;background:rgba(255,255,255,.12);
  overflow:visible}
.gauge-fill{height:100%;width:0;border-radius:8px;transition:width .6s var(--ease);
  background:linear-gradient(90deg,#4C8B2B,#8CC85F)}
.gauge-fill.warn{background:linear-gradient(90deg,#8F6F10,#E8CE72)}
.gauge-fill.bad{background:linear-gradient(90deg,#8A2E1D,#E07A5F)}
.gauge-mark{position:absolute;top:-6px;bottom:-6px;width:2px;background:#fff;opacity:.85}
.gauge-mark span{position:absolute;top:-24px;left:50%;transform:translateX(-50%);
  font-size:10.5px;font-weight:800;letter-spacing:.08em;color:#fff;white-space:nowrap;
  background:rgba(4,14,30,.9);padding:2px 7px;border-radius:5px;
  box-shadow:0 0 0 1px rgba(255,255,255,.2)}
.gauge-card .est-num{margin:4px 0 12px}
.fverdict{font-size:14.5px;line-height:1.6;color:#A9BCD2;position:relative;z-index:1;min-height:58px}
.fverdict b{color:#fff}
.fverdict.good b{color:#9FD37A}
.fverdict.warn b{color:#F2DE9C}
.fverdict.bad b{color:#FFB49F}
.fmath{margin:18px 0 0;padding:16px 0 0;border-top:1px solid rgba(255,255,255,.13);
  position:relative;z-index:1;display:grid;gap:7px}
.fmath>div{display:flex;justify-content:space-between;gap:14px;font-size:13.5px}
.fmath dt{color:#93A7BE;margin:0;line-height:1.45}
.fmath dd{margin:0;color:#fff;font-weight:700;white-space:nowrap;
  font-variant-numeric:tabular-nums lining-nums}
.fmath>div:last-child dd{color:#F2DE9C}

/* valuation dates */
.vdates{display:grid;gap:2px;margin:18px 0 0;position:relative;z-index:1}
.vd{padding:13px 0;border-top:1px solid rgba(255,255,255,.11)}
.vd-l{display:block;font-size:12.5px;letter-spacing:.06em;text-transform:uppercase;
  font-weight:750;color:#8DA2BA}
.vd-v{display:block;font-size:20px;font-weight:640;color:#fff;font-family:var(--serif);
  margin-top:3px;line-height:1.28}
.vd .cite{display:block;color:#7E93AC;margin-top:4px}
#vbody{position:relative;z-index:1;margin-top:20px;font-size:14.5px;line-height:1.62;color:#BCCBDC}
#vbody p{margin:0 0 .85em}
#vbody a{color:#E8CE72;text-decoration:underline}
#vbody .ticks li{font-size:14px;color:#BCCBDC;margin:9px 0;padding-left:26px}
#vbody .ticks li:before{border-color:var(--green-l)}
#vbody strong,#vbody b{color:#fff}
#vbody em{color:#DDE7F2}
#vbody .tnote{background:rgba(255,255,255,.06);border-left-color:var(--green-l);
  color:#BCCBDC;font-size:14px}
.tool[data-kind="discretionary"] .tres h3,.tool[data-kind="order"] .tres h3{color:#F2DE9C}

/* checklist */
.chkgrp{margin-top:20px;position:relative;z-index:1}
.chkgrp h5{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;font-weight:800;
  color:var(--gold-l);margin:0 0 8px}
.chk{list-style:none;margin:0;padding:0}
.chk li{display:flex;gap:11px;align-items:flex-start;padding:8px 0;font-size:14.5px;
  line-height:1.5;color:#BCCBDC;border-top:1px solid rgba(255,255,255,.08)}
.chk li:first-child{border-top:0}
.chkbox{flex:0 0 auto;width:15px;height:15px;border-radius:3.5px;margin-top:3px;
  box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.28)}
.chk li.req .chkbox{box-shadow:inset 0 0 0 1.5px rgba(201,162,39,.75);
  background:rgba(201,162,39,.14)}
.chk li.req{color:#fff}
.chk li em{font-style:normal;font-size:11px;font-weight:800;letter-spacing:.08em;
  text-transform:uppercase;color:#E8CE72;white-space:nowrap}

/* tools hub cards */
.toolcard .tc-h{font-size:16.5px;font-weight:700;color:var(--navy-t);line-height:1.35;
  margin-bottom:8px;font-family:var(--serif)}
.toolcard .art{height:168px}
.toolcard .from{font-size:12.5px;font-style:italic}

@media(max-width:980px){
  .tool,.tool.wide{grid-template-columns:1fr;gap:26px}
  .tool-out{position:static}
  .tcards{grid-template-columns:1fr}
  .fline{grid-template-columns:1fr 128px;gap:12px}
  .frow{grid-template-columns:1fr}
}
@media(max-width:560px){
  .fline{grid-template-columns:1fr;gap:8px}
  .fl-m{max-width:160px}
  .tres{padding:22px 20px 20px}
}

/* the printed result is a leave-behind for a CPA or an attorney */
@media print{
  .tool,.tool.wide{display:block}
  .tool-in{display:none!important}
  .tool-out{position:static}
  .tres{background:#fff!important;color:#000;box-shadow:none;border:1pt solid #999;
    border-radius:0;padding:12pt}
  .tres:before{display:none}
  .tres h3,.treq b,.fmath dd,.vd-v,.chk li.req,.fverdict b{color:#000!important}
  .tres-hd p,.treq span,.fmath dt,.vd-l,.chk li,#vbody{color:#333!important}
  .tres-ft{display:none!important}
  .treq li,.vd,.chk li,.fmath{border-color:#bbb!important}
  .treq li>i{background:#eee!important;color:#000!important;box-shadow:inset 0 0 0 1pt #666!important}
  .chkbox{box-shadow:inset 0 0 0 1pt #333!important;background:#fff!important}
  .gauge-track{background:#ddd!important}
  .gauge-fill{background:#666!important}
  .caveat{background:#fff!important;border:1pt solid #999;border-left:3pt solid #333;
    page-break-inside:avoid}
  .fdet,.tquick,.noscript{display:none!important}
  .tres .caveat{border-color:#999!important;color:#333!important}
  .tres .caveat b{color:#000!important}
}


.icard{background:var(--card);border:1px solid var(--line);border-radius:14px;
  padding:26px 28px 28px;box-shadow:var(--sh);transition:.2s var(--ease)}
.icard:hover{box-shadow:0 4px 8px rgba(11,31,58,.05),0 18px 40px -18px rgba(11,31,58,.24);
  transform:translateY(-2px)}
.icard h3{font-size:20px;margin-bottom:10px;letter-spacing:-.01em}
.icard p{font-size:15.5px;line-height:1.62;margin-bottom:.8em}
.icard p:last-child{margin-bottom:0}
.icard .ticks li{font-size:15px;margin:9px 0}
.icard .ticks li:before{top:8px}
.icard>p:last-of-type strong{color:var(--green-d)}

.tstrip{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.tstrip-c{display:flex;flex-direction:column;background:rgba(255,255,255,.05);
  border:1px solid rgba(255,255,255,.13);border-radius:14px;overflow:hidden;
  transition:.24s var(--ease)}
.tstrip-c:hover{background:rgba(255,255,255,.09);border-color:rgba(201,162,39,.5);
  transform:translateY(-4px);box-shadow:0 24px 44px -22px rgba(0,0,0,.7)}
.tstrip-a{height:112px;position:relative;overflow:hidden;background:var(--navy-d)}
.tstrip-a svg{position:absolute;inset:0;width:100%;height:100%;
  transition:transform .55s var(--ease)}
.tstrip-c:hover .tstrip-a svg{transform:scale(1.06)}
.tstrip-b{padding:18px 20px 20px;display:flex;flex-direction:column;flex:1}
.tstrip-b h3{font-size:18px;color:#fff!important;margin-bottom:7px;line-height:1.28}
.tstrip-b p{font-size:14.5px;color:#A9BCD2;line-height:1.5;margin-bottom:14px;flex:1}
.tstrip-b .more{font-size:14px;font-weight:740;color:var(--gold-l)}
.tstrip-c:hover .tstrip-b .more{color:#F2DE9C}
@media(max-width:1040px){.tstrip{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.tstrip{grid-template-columns:1fr}.tstrip-a{height:132px}}

/* ══════════════════════════════════════════════════════════════════
   LONG-FORM PAGES — anatomy, comparison, case studies
   ══════════════════════════════════════════════════════════════════ */
.anatlist{display:grid;gap:2px}
.anat{display:grid;grid-template-columns:64px 1fr;gap:22px;padding:24px 0;
  border-top:1px solid var(--line)}
.anat-n{font-family:var(--serif);font-size:24px;font-weight:640;color:var(--line-d);
  line-height:1;letter-spacing:-.03em;font-variant-numeric:tabular-nums lining-nums}
.anat.core .anat-n{color:var(--gold-d)}
.anat h3{font-size:20px;margin-bottom:7px}
.anat-tag{font-family:var(--sans);font-size:10.5px;font-weight:800;letter-spacing:.1em;
  text-transform:uppercase;color:var(--mute);background:var(--bg3);padding:3px 9px;
  border-radius:20px;vertical-align:middle;margin-left:6px}
.anat-w{font-size:16.5px;color:var(--body);margin-bottom:12px}
.anat-y{background:var(--bg2);border-left:3px solid var(--green-ui);padding:13px 18px;
  border-radius:0 9px 9px 0}
.anat-y b{display:block;font-size:11.5px;letter-spacing:.13em;text-transform:uppercase;
  color:var(--green-d);font-weight:800;margin-bottom:5px}
.anat-y p{margin:0;font-size:15.5px;line-height:1.6}

.flags{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.flag{background:var(--card);border:1px solid var(--line);border-top:3px solid #B4402A;
  border-radius:0 0 12px 12px;padding:20px 22px 22px;transition:.2s var(--ease)}
.flag:hover{box-shadow:var(--sh);transform:translateY(-2px)}
.flag-h{font-family:var(--serif);font-size:17.5px;font-weight:640;color:var(--ink);
  line-height:1.34;margin-bottom:8px}
.flag p{margin:0;font-size:15px;color:var(--body);line-height:1.6}

/* comparison table */
.cmpwrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:0 -4px;padding:0 4px;
  position:relative;scrollbar-width:thin}
.cmpwrap:after{content:"";position:sticky;right:0;top:0;display:block;width:34px;
  pointer-events:none}
.cmphint{display:none;font-size:13.5px;color:var(--mute);text-align:center;margin:12px 0 0}
.cmphint b{color:var(--gold-d)}
@media(max-width:900px){.cmphint{display:block}}
.cmp{width:100%;min-width:820px;border-collapse:separate;border-spacing:0;
  background:var(--card);border:1px solid var(--line);border-radius:14px;overflow:hidden}
.cmp th,.cmp td{padding:14px 12px;text-align:center;border-top:1px solid var(--line);
  font-size:14.5px;vertical-align:middle}
.cmp thead th{border-top:0;background:var(--navy);color:#fff;font-size:13px;font-weight:700;
  line-height:1.34;vertical-align:bottom;padding:16px 12px}
.cmp thead th.us{background:var(--navy-d);color:#F2DE9C;position:relative}
.cmp thead th.us:after{content:"";position:absolute;inset:auto 0 0 0;height:3px;
  background:linear-gradient(90deg,var(--gold-d),var(--gold-l))}
.cmp .cmp-lbl{background:var(--navy);min-width:250px}
.cmp tbody th{text-align:left;font-weight:640;font-size:15px;color:var(--ink);
  min-width:250px;background:var(--bg2)}
.cmp td span{font-size:19px;font-weight:800;line-height:1}
.cmp-yes span{color:var(--green-d)}
.cmp-no span{color:var(--mute)}
.cmp-some span{color:var(--gold-d)}
.cmp-na span{font-size:12.5px;font-weight:650;color:var(--mute);opacity:.7;
  font-family:var(--sans);letter-spacing:.04em}
.cmp td.us{background:rgba(201,162,39,.07)}
.cmp td.us.cmp-yes span{color:var(--green-d)}
.cmp tbody tr:hover th,.cmp tbody tr:hover td{background:var(--bg3)}
.cmp tbody tr:hover td.us{background:rgba(201,162,39,.13)}
.vh{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);
  white-space:nowrap;border:0;padding:0;margin:-1px}
.cmpkey{display:flex;gap:22px;flex-wrap:wrap;justify-content:center;margin-top:20px;
  font-size:14px;color:var(--mute)}
.cmpkey .k{font-weight:800;font-size:16px;margin-right:5px}
.cmpkey .k.yes{color:var(--green-d)}
.cmpkey .k.some{color:var(--gold-d)}
.cmpkey .k.no{color:var(--mute)}

.alt{background:var(--card);border:1px solid var(--line);border-radius:16px;
  padding:28px 30px 30px;margin-bottom:20px;box-shadow:var(--sh)}
.alt h3{font-size:23px;margin-bottom:18px;padding-bottom:14px;border-bottom:1px solid var(--line)}
.alt>div{margin-bottom:16px}
.alt>div:last-child{margin-bottom:0}
.alt b{display:block;font-size:11.5px;letter-spacing:.13em;text-transform:uppercase;
  font-weight:800;margin-bottom:6px}
.alt p{margin:0;font-size:16px;line-height:1.62}
.alt-g b{color:var(--green-d)}
.alt-b b{color:#A0491F}
.alt-w{background:var(--bg2);border-left:3px solid var(--gold);padding:15px 19px;
  border-radius:0 9px 9px 0}
.alt-w b{color:var(--gold-d)}

/* case studies */
.cases{display:grid;gap:28px}
.case{display:grid;grid-template-columns:340px 1fr;gap:0;background:var(--card);
  border:1px solid var(--line);border-radius:16px;overflow:hidden;box-shadow:var(--sh)}
.case-art{position:relative;min-height:260px;background:var(--navy)}
.case-art svg{position:absolute;inset:0;width:100%;height:100%}
.case-tag{position:absolute;left:16px;top:16px;z-index:2;font-size:10.5px;
  letter-spacing:.1em;text-transform:uppercase;font-weight:800;padding:6px 12px;
  border-radius:30px;background:rgba(255,255,255,.94);color:var(--navy)}
.case-b{padding:30px 34px 32px;min-width:0}
.case-b h3{font-size:25px;margin-bottom:12px}
.case-setup{font-size:16.5px;color:var(--body);line-height:1.62;padding-bottom:18px;
  margin-bottom:0;border-bottom:1px solid var(--line)}
.beats{display:grid;gap:0}
.beat{padding:16px 0;border-bottom:1px solid var(--line)}
.beat:last-child{border-bottom:0;padding-bottom:4px}
.beat b{display:block;font-size:11.5px;letter-spacing:.13em;text-transform:uppercase;
  font-weight:800;color:var(--green-d);margin-bottom:6px}
.beat p{margin:0;font-size:15.5px;line-height:1.64}
.case .more{display:inline-block;margin-top:14px;font-size:15px;font-weight:740;
  color:var(--green-d)}
@media(max-width:900px){
  .case{grid-template-columns:1fr}
  .case-art{min-height:180px}
  .case-b{padding:24px 22px 26px}
  .flags{grid-template-columns:1fr}
  .anat{grid-template-columns:44px 1fr;gap:14px}
  .anat-n{font-size:19px}
  .alt{padding:22px 22px 24px}
}
@media print{
  .cmpwrap{overflow:visible}
  .cmp{min-width:0;border:1pt solid #999}
  .cmp thead th{background:#eee!important;color:#000!important}
  .cmp thead th.us{background:#ddd!important;color:#000!important}
  .case,.flag,.alt,.anat{page-break-inside:avoid;box-shadow:none}
  .case-art{display:none}
  .case{grid-template-columns:1fr}
}

/* ══════════════════════════════════════════════════════════════════
   DARK MODE — token remap only, so every component follows
   ══════════════════════════════════════════════════════════════════ */
@media(prefers-color-scheme:dark){
  :root{
    --ink:#EDF2F8; --body:#C3CDDA; --mute:#8B9AAC;
    --line:#1F2C3E; --line-d:#2E3F56;
    --bg:#0A121D; --bg2:#0F1926; --bg3:#16222F;
    --card:#101A27; --card2:#131E2C;
    --navy-t:#D5E2F1;   /* only the INK token flips — --navy stays brand navy
                           so hero/band/est-card gradients render dark */
    --gold-d:#D9B647; --green-d:#7FBB53; --focus:#5AA0F0;
    --sh:0 2px 4px rgba(0,0,0,.3),0 14px 32px -14px rgba(0,0,0,.7);
    --sh-lg:0 30px 70px -24px rgba(0,0,0,.85);
  }
  body{background:var(--bg)}
  a{color:#B9D2F0}
  a:hover{color:var(--green-d)}
  .hdr{background:rgba(10,18,29,.9);border-bottom-color:var(--line)}
  .searchbtn kbd{background-color:var(--bg3)}
  .svc,.aud,.pcard,.fcard,.cap,.est-q,.ptab{background-color:var(--card)}
  .svc:after{box-shadow:inset 0 0 0 1px rgba(201,162,39,.28)}
  .ptab tr:nth-child(even) td{background-color:var(--card2)}
  /* background-color, NOT the `background` shorthand — the shorthand resets
     background-image/position/repeat/size and tiles the select chevron. */
  .field input,.field select,.field textarea,.sel select,.opt span{background-color:var(--card2);color:var(--ink);border-color:var(--line-d)}
  .sel{background-color:var(--card)}
  .sel select{background-image:url("data:image/svg+xml;charset=utf8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C3CDDA' stroke-width='2.5'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E")}
  .opt input:checked+span{background-color:rgba(76,139,43,.20);color:#9FD37A;border-color:var(--green)}
  .btn.out{background-color:var(--card);border-color:var(--line-d)}
  .btn.out:hover{background-color:var(--card);border-color:#9FD37A}
  .note,.scope{background-color:var(--bg2)}
  .tcard,.fl-m,.tmoney,.tdate,.frow select,.fbasis select{background-color:var(--card)}
  .tcard.on{background-color:rgba(76,139,43,.18)}
  .tcard.on b{color:#9FD37A}
  .caveat.warn{background-color:#241D06}
  .caveat.ok{background-color:#0F2109}
  .caveat.conflict{background-color:#2A1109}
  .caveat.conflict b{color:#FFB49F}
  .fdet{background-color:var(--bg2)}
  .flag,.alt,.case,.cmp,.icard{background-color:var(--card)}
  .cmp tbody th{background-color:var(--bg2)}
  .cmp .cmp-lbl{background-color:#0B1F3A}
  .cmp thead th{background-color:#0B1F3A;color:#fff}
  .cmp thead th.us{background-color:#061223}
  .cmp tbody tr:hover th,.cmp tbody tr:hover td{background-color:var(--bg3)}
  .anat-y,.alt-w{background-color:var(--bg2)}
  .flag-h{color:var(--ink)}
  .alt-b b{color:#E8927A}
  .anat-tag{background-color:var(--bg3)}
  .frow select,.fbasis select,#flook,#fbasis{background-image:url("data:image/svg+xml;charset=utf8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C3CDDA' stroke-width='2.5'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E")}
  .srcs a{color:#9FD37A}
  .todo{background-color:#3A2E08;color:#F0CE60}
  .mcta{background:rgba(10,18,29,.97);border-top-color:var(--line)}
  .nav.open{background-color:var(--bg)}
  ::selection{background:rgba(201,162,39,.34);color:#fff}
  img.dimmable{filter:brightness(.92)}
}

/* ── responsive overrides for the interactive layer ──────
   Declared after the components above so source order works in our favour. */
@media(max-width:1180px){
  .searchbtn span,.searchbtn kbd{display:none}
  .searchbtn{padding:9px;border-radius:50%}
}
/* The horizontal nav needs ~950px once the search control is in the row.
   Collapse to the burger before anything can overflow. */
@media(max-width:1080px){
  .nav{display:none}
  .nav.open{display:flex;position:absolute;top:80px;left:0;right:0;background:var(--bg);
    flex-direction:column;padding:16px 26px 24px;gap:2px;border-bottom:1px solid var(--line);
    box-shadow:0 20px 34px -20px rgba(11,31,58,.35);z-index:5;max-width:none}
  .nav.open a{padding:12px 0;width:100%;font-size:16px}
  .nav.open a.opt-lnk{display:block}
  .nav.open .btn{margin-top:10px}
  .burger{display:block;margin-left:0}
  .searchbtn{margin-left:auto}
  .hdr .in{gap:12px}
}
@media(max-width:760px){
  .hdr .in{gap:12px}
  .searchbtn{margin-left:auto}
  .burger{margin-left:0}
  .pal{padding:0;align-items:stretch}
  .pal-in{max-width:none;border-radius:0;max-height:none;height:100%;border:0;box-shadow:none}
  .pal-bd{display:none}
  .pal-foot{display:none}
  .pal-top{padding:13px 14px}
  .pal-top input{font-size:16px}
  .est-num{font-size:32px}
}

/* ── honour reduced motion globally ─────────────────────── */
@media(prefers-reduced-motion:reduce){
  *,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;
    transition-duration:.01ms!important;scroll-behavior:auto!important}
  .rv{opacity:1!important;transform:none!important}
}

@media print{
  .rpwrap,.searchbtn,.pal,.est,#estimate{display:none!important}
  .hdr,.mcta,.band,.burger,.nav,.bgart,.phero:after,footer.ft .fgrid{display:none!important}
  body{font-size:11.5pt;line-height:1.45;color:#000;padding:0}
  .sec{padding:14pt 0}
  .phero{background:#fff!important;color:#000;padding:0 0 10pt}
  .phero h1,.phero .lead,.crumb{color:#000!important}
  .stats{background:#fff!important;border-top:1pt solid #000;border-bottom:1pt solid #000}
  .stat b{color:#000!important;font-size:16pt}
  .stat span{color:#333!important}
  .stat{border-right:1pt solid #ccc}
  .cap{box-shadow:none;border:1pt solid #999;border-left:3pt solid #000;page-break-inside:avoid;padding:12pt 14pt}
  .pull{border-left:3pt solid #000;font-size:12.5pt}
  .shot{box-shadow:none;border:1pt solid #999;max-width:150pt}
  .shot img{max-height:200pt;object-fit:cover;object-position:center 22%}
  .shotcap{padding:6pt 8pt}.shotcap b{font-size:11pt}.shotcap span{font-size:8pt;letter-spacing:.06em}
  .shotcap{background:#fff;color:#000;border-top:1pt solid #999}
  .shotcap span{color:#444!important}
  .abt{grid-template-columns:170pt 1fr;gap:20pt}
  h1{font-size:24pt}h2{font-size:14pt;margin-top:14pt}h3{font-size:12pt}
  .ticks li{page-break-inside:avoid}
  .todo{background:none;color:#000;font-weight:700}
  a{color:#000;text-decoration:none}
  a[href^="/"]:after{content:" (veridicalvaluations.com" attr(href) ")";font-size:8.5pt;color:#555}
  a[href^="tel:"]:after,a[href^="mailto:"]:after,.pills a:after,.ticks a:after{content:""}
  footer.ft{background:#fff!important;color:#000;padding:10pt 0 0;border-top:1pt solid #000}
  footer.ft .fbot{color:#000;border:0}
  .svc,.aud{page-break-inside:avoid;box-shadow:none}
}